We all live different lives and have different financial requirements - and that's why there are different types of loans. Atlantic Finance offer's you a variety of loan options, ensuring that you'll get the money you need, with the loan terms you're comfortable with.
Learn more about each of our loans below. You can discuss loan procedures in person at any of our Atlantic Finance locations, on the phone or via email!
Please note: We offer flexible simple interest installment loans with a minimum term of 115 days or more. We do not offer “short-term loans” commonly referred to as a payday loan. Credit counseling services are available to consumers experiencing financial problems.
Install (Unsecured)
An unsecured loan is often used for things like home improvements, vacations or large, unexpected expenses. An unsecured loan is made under the assumption that the borrower (you) will fulfill your promise to repay it. No collateral is taken or agreed upon. Unsecured loans may have higher interest rates and stricter repayment plans.
Debit Card Loan
A debit card loan works a lot like an installment loan - you'll get the funds quickly and be able to apply them to your short term financial needs. Meanwhile, the loan is secured against your debit card - meaning that when your next pay period comes around you can repay the entire loan (with no pre-payment penalty) or make a regularly scheduled payment, typically 8 or more bi-weekly payments, it’s up to you. The sooner you pay off the loan - the more money you save. Please contact our offices for more details.
If you have any questions about the loans that Atlantic Finance can offer you, please don't hesitate to contact our staff. We'll be happy to discuss terms, payment plans, regulations and anything else that you'd like!
BORROWER ADVISORY NOTICE: THIS RELATIVELY SHORT-TERM INSTALLMENT LOAN PRODUCT IS DESIGNED TO PROVIDE YOU, THE BORROWER, WITH THE IMMEDIATE CASH THAT YOU NEED TO MEET AN IMMEDIATE, SHORT-TERM FINANCIAL EMERGENCY OR CASH FLOW PROBLEM. THIS INSTALLMENT LOAN PRODUCT IS NOT A SOLUTION FOR A BORROWERS LONG TERM FINANCIAL PROBLEMS FOR WHICH LONGER TERM AND LOWER RATES FINANCING MAY BE MORE APPROPRIATE. IF YOU HAVE A LONG TERM FINANCIAL PROBLEM, YOU SHOULD CONSIDER OTHER SOURCES OF AVAILABLE CREDIT OR OTHER SOLUTIONS. YOU MAY WANT TO DISCUS YOUR FINANCIAL SITUATION WITH A NON-PROFIT FINANCIAL COUNSELING SERVICE IN YOUR COMMUNITY THAT LENDER’S CUSTOMER SERVICE DEPARTMENT CAN REFER YOU TO. WHETHER YOU ARE A NEW CUSTOMER OF LENDER OR A REPEAT CUSTOMER WHO HAS PREVIOUSLY TAKEN OUT INSTALLMENT LOANS WITH LENDER AND YOU HAVE QUESTIONS ABOUT THIS INSTALLMENT LOAN PRODUCT, PLEASE FEEL FREE TO CALL ONE OF LENDERS CUSTOMER SERVICE SPECIALISTS AT (302) 730-0300 TO ANSWER ANY OF YOUR QUESTIONS.
